1 in 10 Americans believe they’ll be paying off their debts for the rest of their lives.
In fact, the average American is $123,800 in debt. So let’s examine one of the easiest ways we build debt and ruin our credit scores: store-based credit cards.
Living paycheck-to-paycheck gets to be difficult and is generally unreliable. We have to be efficient and effective with our money to feel comfortable with where we are in life. One way to maximize your earnings is by having a plan called a budget.